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The €5B pension question.

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AI-assisted, edited by the author

Pillar II reform opened a withdrawal window running 2026–2027, and the macro stakes are large:

with more than €10.6 billion accumulated by end of 2025,
withdrawals could release up to €5 billion into the economy,
with early evidence that lower-income households are already spending it.

This is the dominant economicdebate — inflation, real estate, and consumption implications. Finance and investment voices are all over it

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